Have questions?
Phone: 916-333-06**
Email: question@www.take.loans
3528 Merle Hay Rd, Des Moines, IA 50310
+1 515 288-1440
4212 Douglas Ave D, Des Moines, IA 50310
+1 515 255-0400
1301 E Euclid Ave D, Des Moines, IA 50316
+1 515 265-5623
2480 E Euclid Ave, Des Moines, IA 50317
+1 515 265-7100
2584 Hubbell Ave, Des Moines, IA 50317
+1 515 262-4233
2910 E University Ave, Des Moines, IA 50317
+1 515 266-7980
The money can be used for any purpose - to pay bills, buy something, have a great weekend, it's up to you! You won't be asked!
You can borrow an amount up to $1,000 (or up to $5,000 in the case of installment loans).
Our fees are competitive and in compliance with all applicable state and federal laws. Depending on the lender the fee can range from $25 to $30 per $100 borrowed. So if you borrow $300 the fee will be between $75.00 to $90.00.
Qualifying for a payday advance is easier than qualifying for traditional credit. A direct lender does not perform credit checks. You only need to meet the following requirements:
- Currently have a job (or receive regular income).
- Make at least $1000 per month.
- You must have 18 years of age or older and a U.S. citizen.
- Have checking account or savings account with direct deposit.
The procedure is extremely simple, all you need to do is just fill up the application form at our website and submit it online. The approval takes place immediately after you submit the application on any of the business days.
You have to provide your name and address, employment information, bank account details.
We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 256 bit Secure Socket Layer (SSL) encryption technology.
Take Loans Company NEVER charges applicants a fee to qualify for a payday loan.
No. When you fill out our online application, you are only stating that you wish to have our agents approve you and contact you to discuss your options. You may still ask us any questions, and withdraw your request at this time. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.
Bad credit will not prevent you from receiving a payday loan at Take Loans. Our friendly managers will work with you, even if you have already been turned down by other lenders.
No problem at all - it makes no difference to the lenders whether you are a tenant or a homeowner.
You don't need to have a fax machine to be able to apply for a loan. Lending company gets all necessary information instantly.
No. All other payday loans have to be repaid before another can be granted.
No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.
At this time we can only process your loan if your paycheck is direct deposited; it is the most secure way to offer loans as quickly as we do.
Your application will be processed within 30 minutes, once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you repayment dates so that you won’t have to worry about bounced checks or missed deadlines.
You will receive an email notification once your loan has been approved.
Your due date will normally be due on your next payday that is between 8 and 25 days away. Each state has different rules and regulations.
If you can’t repay the full amount of your loan on the due date, you may be able to request a loan extension.
We have different payment options available for our customers:
1. Paying the loan in full on the maturity date listed on your loan agreement.
2. Paying the finance fee and a portion of the principle on or before the maturity date.
3. Paying only the finance fee on the maturity date.